Protect Your Income with Disability Insurance
Your ability to earn an income is one of your most valuable assets. Disability insurance helps replace a portion of your income if illness or injury prevents you from working.
Disability insurance provides financial support if you become unable to work due to an injury, illness, or medical condition. Instead of losing your income during recovery, your policy pays a monthly benefit to help cover everyday expenses.
This coverage ensures that you can focus on your health while maintaining financial stability for yourself and your family.
Key Benefits of Disability Insurance
Income Protection
Replaces a portion of your income if you cannot work due to disability.
Financial Stability
Helps maintain your standard of living during recovery.
Flexible Coverage Options
Choose coverage amounts and benefit periods that match your lifestyle and career.
Why Disability Coverage is Important?
Coverage should consider:
Monthly living expenses
Mortgage or rent payments
Utility bills
Medical expenses
Family support needs
What are the Types of Disability Insurance?
Short-Term Disability Insurance
Short-term disability provides income replacement for a limited period, typically ranging from a few months up to one year.
It helps cover temporary conditions such as injuries, recovery from surgery, or short-term illnesses.
Long-Term Disability Insurance
Long-term disability insurance provides extended income protection when a medical condition prevents you from working for a longer period.
Benefits may continue for several years or until retirement depending on your policy.
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